Who we are

This page explains who publishes Bracket & Refund and how its guides and images are produced. Last updated: October 27, 2026.

Who publishes this site

Bracket & Refund (localhost:4173) is an independent information site about Personal income tax calculations and legal tax-saving for Canadian individuals in the 2026 tax year: federal and provincial brackets, credits, CPP/QPP and EI, RRSP, TFSA and FHSA, capital gains, pension splitting, the Canada Child Benefit, deadlines and penalties, and Quebec differences for readers in Canada. It is run by a small independent publisher, not by a bank, insurer, law firm, clinic, broker or other provider. Ways to reach us are listed on the Contact page.

Who writes the guides

Guides are produced through an editorial process rather than by a named individual expert, so we do not show personal author bylines. Drafts are prepared with the help of AI writing tools and are then checked against laws, regulators, official portals and the published terms of providers. No page on this site has been written or reviewed by a licensed professional unless that page says so explicitly.

Images

Photographs and illustrations on this site are AI-generated unless a caption credits a photographer and a licence. They illustrate the topic only: they do not show real products, offices, customers, documents or places, and they are not evidence of a visit, purchase or review.

Accountability

Each guide shows when it was last updated and lists the official sources it relies on. If you find an error, please report it through the Contact page. How we research, correct and update content is described in our Editorial Policy.