Disclaimer

Last updated: October 27, 2026.

Bracket & Refund publishes general information about Personal income tax calculations and legal tax-saving for Canadian individuals in the 2026 tax year: federal and provincial brackets, credits, CPP/QPP and EI, RRSP, TFSA and FHSA, capital gains, pension splitting, the Canada Child Benefit, deadlines and penalties, and Quebec differences for readers in Canada. It is not a bank, insurer, broker, law firm, tax adviser or healthcare provider, and it does not sell or arrange any product or service.

No individual advice

Nothing on this site is financial, investment, insurance, legal, tax or medical advice for your specific situation. Consult a licensed professional before acting.

Accuracy

We work to keep information accurate and current, but laws, rates, prices and product terms change frequently and may differ by region and provider. Always verify figures and conditions with the provider or the official source linked in each guide.

Estimates

Calculator outputs and example figures are illustrations based on stated assumptions. They are not quotes and do not guarantee any rate, price, approval or outcome.

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